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OnlyFans, a social media platform best known for explicit content, has boomed during the pandemic. But from receiving terrorism videos to racial abuse and rape threats, a BBC investigation based on the experiences of dozens of women reveals concerns about how the British-run site is structured, managed and moderated. Warning: Story contains adult themes and language.

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Tina Bean had been nude twitter accounts in her car for two months when she started selling nude photos of herself on OnlyFans. The year-old had been kicked out of home after a "big fight" and spent most of last summer sleeping in car parks in the heat of Phoenix, Arizona. Everybody else she knew was making "a hell of a lot of money" on the site. She is one of the million content creators on OnlyFans who share photos and videos with subscribers for a monthly fee.

Creators can post a range of content from beauty to fitness videos, but it's widely known for pornography. The footage, seen and verified by BBC News, depicts people being held hostage in warehouses, or running in fear, before being shot in the head. The perpetrator then spammed more than 40 of her fans, calling them the N-word, before stealing all of her photos and posting them on a porn site.

Tina says after a tortuous cycle of repeatedly being hacked over a month, she reported this to OnlyFans and temporarily disabled her. In a statement, OnlyFans said the did not have two-factor authentication, which made it vulnerable.

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The company said Tina did not report the racial slur and it was not detected by the site's moderation system because it was pluralised. It added that this system has now been upgraded and "in light of this particular incident", protocols have been updated to ensure that any hacked 's content is fully reviewed before access is restored.

OnlyFans became a cultural phenomenon during the pandemic, as lockdowns pushed people online to make and spend money. Founded by Essex businessman Tim Stokely init has become one of the UK's fastest-growing tech platforms, with more than million users worldwide.

Creators can top up their earnings by sharing exclusive pay-per-view posts and receiving tips. OnlyFans thrives on high engagement, and one of its big appeals is that creators and fans can build relationships through livestreams, personalised messages, and direct requests for custom-made photos and videos. Much of the content is explicit - earning it a reputation as the "paywall of porn" - and users must be 18 or over to up.

But behind the glamour of how it is presented, the reality for some has been very different. Tina's experience highlights what creators and digital experts describe as systemic problems with how OnlyFans is structured, managed, and moderated. OnlyFans explicitly states on its website that it is "not responsible" for moderating content, or detecting breaches of the law or its policies, which includes bans on harassment and sharing illegal or non-consensual images.

But it told the BBC that, while it was not legally obliged to proactively review content on the platform, it goes "above and beyond" what current regulations require by using community reporting and artificial intelligence software to help keep users safe.

The company says it evaluates overmedia files a day, and has more than agents involved in compliance and moderation. It said that all flagged content is reviewed on a case-by-case basis. Digital experts have told the BBC that artificial intelligence can be unreliable for porn, and OnlyFans needs more human moderators as explicit content is more susceptible to issues of abuse or copyright.

OnlyFans creators sell a fantasy - just like the millions of videos freely available on porn sites. Yet in the media, it has developed a reputation as being home to the naughty girl next door, who is more accessible than professional adult entertainers. Two years ago, the year-old quit her job as a trainee ant to sell homemade pornography on the site. She says that last summer, a male subscriber threatened violence after she declined to have sex with him - and sent messages to her OnlyFansincluding:. When Victoria-May reported these threats, OnlyFans said "rude messages" did not violate its guidelines and the subscribers' would not be removed.

The site then took six months to respond to more than 20 successive complaints - which were seen by the BBC - including reports of racial abuse directed at participants in her videos. OnlyFans said it handled Victoria-May's complaints "in a timely manner" and that any fan reported and found to have been abusive is immediately removed from the platform.

It added that it only began to review and investigate suspicious keywords in direct messages from April this year. Stalking, nude twitter accounts and harassment is against OnlyFans' guidelines and the site says breaches of this policy may lead to s being suspended or terminated. For creators who do receive abuse, the site allows them to mute or block that fan. However, the platform automatically gives anyone who has been blocked - regardless of the reason - a refund of their active subscription. Many creators who spoke to the BBC felt this policy was misused by fans and some said it can incentivise them nude twitter accounts be rude or provocative, as their monthly subscriptions come to a close.

Others added this made them feel penalised for being mistreated. So, when I'm being harassed and insulted, I'd expect [OnlyFans] to allow me to block someone without them getting a refund. That's just bare minimum.

But creators say that blocked fans are able to create new s and -up to their s again. This was the experience of Bell, a year-old model from Manchester, who says she was harassed by a fan nude twitter accounts year who was requesting extreme content in return for tips. Bell reported the fan to OnlyFans three times and she says the site later advised blocking him.

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But he continued to -up to her using multiple new s. She told the BBC her experience could have been better if OnlyFans had a live chat function, which would have enabled her concerns to be responded to immediately. The company says Bell was not willing to provide evidence of any specific abuse. It said that on all the occasions the site was contacted by her, it replied promptly with advice and later blocked the IP address of the alleged abusive fan.

OnlyFans added that, as a subscription-based platform where nude twitter accounts pay for access and content, it was "uniquely geared to dissuade and deter abusive behaviour from users" because, unlike anonymous social media, it could swiftly identify and remove them. OnlyFans is failing to prevent underage users from selling and appearing in explicit videos, according to a BBC investigation. Unders have used fake identification to set up s, and police say a year-old used her grandmother's passport.

The children selling explicit videos on OnlyFans.

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For most creators, the nude twitter accounts of the site is that photos and videos are locked behind a paywall. Pirating content is illegal, and against OnlyFans' terms of service. But nearly all of the creators spoken to said their images had been leaked and traded by men in other social media and messaging forums.

Some told the BBC their photos had been maliciously sent to family members, or that they had been blackmailed into sharing nudes for free or told they would be made public. Risks of being on OnlyFans can also include data protection breaches and hackings, according to creators who shared screenshots nude twitter accounts the security of the site. BBC News found that at different times some nude twitter accounts have faced "glitches" that have resulted in other peoples' photos appearing on their s. Kandii Kitten, 26, was one of those affected, and said an image of a man holding his penis had been posted on her when she had attempted to a nude photo.

Another creator, Katja Miyatovich, was hacked while using the platform in May, despite having two-factor authentication security enabled to prevent this. As she was logged-in when it was happening, the year-old from Canada was able to quickly regain access. She shared the alerting her to the unidentified access to her with BBC News. Tim Turner, who also specialises in data protection, agrees and said that because Katja was hacked despite having two-factor authentication, and these glitches were not a one-off fault, it raises questions about the security of OnlyFans' server.

He added that OnlyFans should consider making two-factor authentication mandatory for creators on the platform given the intimate nature of the content. In response, OnlyFans says Katja's may have been accessed by someone with access to her linked Twitter and phoneand says it advised her to utilise the authenticator app instead of SMS verification. The site added it was "very aware of its obligations under data protection laws" and as with all online platforms, there are sometimes system issues and incidents, which may or may not be data breaches.

It said it investigates and reports them as appropriate. Madison, a year-old student from Texas, discovered that her former roommate had been selling topless photos of her on OnlyFans for nearly four months last year without her knowledge. As images on the site are hidden behind a paywall, she had only found out after her images were cross-promoted on Twitter to drive traffic to the. What had started as a night of playing around and taking what she describes as "sexy pictures" with her friends in their dorm, ended with her being exploited and the Polaroids falsely advertised as lesbian content.

Her "gut sank" at the realisation as she scanned through the pictures on OnlyFans, which were seen by the BBC. OnlyFans' guidelines ban creators from sharing intimate photos without permission and requires any users making content featuring other people to have written proof of their consent, or says they must also be registered creators. But the BBC understands proof of consent is only requested if an is flagged or reported, which relies on people being aware that their images are on the site. Digital consultants say OnlyFans could deploy more sophisticated, automated technology whereby creators are required to submit recorded proof of consent at the point of to proactively prevent this because of the added difficulties the paywall presents for community moderation.

Madison's photos were deleted by her ex-roommate after she reported the incident, last May, to state police, who confirmed an investigation is under way. She is now considering taking legal action against the creator. Despite having breached the company's policies, BBC News found the alleged perpetrator is still using OnlyFans under a different pseudonym. OnlyFans said it uses proprietary software as well as manual reviews within its content moderation system to monitor and manage compliance with its terms and conditions.

OnlyFans' position in the porn world became more prominent after payment providers Mastercard and Visa ended their relationship with PornHub following allegations of unlawful content last year. Many of its performers relocated to OnlyFans.

Brian Honigman, a marketing consultant and adjunct professor at New York University, said OnlyFans should over-commit to moderation to safeguard its user base. Many of the creators who spoke to BBC News still use OnlyFans and say, financially at least, it has transformed their lives.

But they have spoken out in the hope it would lead to them receiving better support. As one said: "They need to protect the people that made them that platform in the first place. Creators' names have been used and Madison's name has been changed.

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Additional reporting Chris Bell. Terror videos, rape threats and racial abuse have been posted on the site in the past year in violation of its terms of service, as well as explicit photos of a student ed without her consent Data protection experts have raised concerns about the security of the website's server after creators were hacked, or affected by glitches resulting in nude photos of others appearing on their s OnlyFans' policy of granting automatic refunds to fans who are blocked can perpetuate and incentivise abuse, according to creators The site has now adjusted its processes around closing creators' s after the BBC questioned why one had her shut down without explanation, which resulted in it being restored.

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